Top finance apps in Philippines

Finance and money apps offer significant benefits by saving time, money, and effort. They simplify paying bills from home, encourage seamless saving habits, enhance shopping convenience with discounts and wider options, eliminate late fees with instant payments, and aid in setting and tracking financial goals. These tools, like a salary loan app, streamline financial management, making it more efficient and effective.

First Metro Sec Go

First, Metro Securities introduces its latest app, allowing you to invest in Philippine stocks, mutual funds, and more. It mirrors the intuitive user interface of the browser-based First Metro Sec Pro, providing analytical tools and features that simplify trading on the go.

Key Features:

1. Auto-generated watchlists appear at the bottom, offering options like projected prices, consensus ratings, 52-week high/low, dividend yield, market cap, PE ratio, and more.
2. Enhanced security with biometric authentication.
3. An intuitive trading screen that displays the top five bid/offer levels with a simple tap on the price box.
4. Comprehensive company information, including profiles, news, disclosures, research, and consensus data.
5. Consolidated portfolio view for both stocks and funds.

Coins Pro

For digital currency enthusiasts, Coins Pro provides a secure and seamless platform for buying and selling cryptocurrencies such as Bitcoin. While there isn’t a dedicated app, users are redirected to the Coins Pro website for trading.

Key Features:

1. Comprehensive online platform for digital currency transactions.
2. Supports market, limit, and stop orders.
3. It features price graphs, open/filled order tabs, order books, and public trades.

SeedBox PH

SeedBox PH simplifies mutual fund investments by offering a digital platform for purchasing and investing in various ATRAM funds.

Key Features:

1. Fully online mutual fund investments.
2. Choose between the “SeedBox Package” or “Individual Fund” options.
3. A goal planner helps you select funds tailored to your objectives.

GCash Invest

GCash enables mutual fund investments (currently offering the ATRAM Peso Money Market Fund) directly within the app, allowing easy investment using your GCash balance.

Key Features:

1. Start investing with a minimum of just Php50.
2. Zero commission and sales fees.
3. Effortlessly redeem and purchase funds through your GCash wallet.

Related: Wealth Management: Best Wealth & Asset Management Firms in the Philippines

Top Bill Payment Apps in the Philippines

Simplify your bill payments with these top-rated apps, allowing you to manage your payables with just a few clicks and taps.

GCash

Globe’s mobile wallet solution has expanded its offerings to include various services such as bill payments, savings accounts, investment accounts, remittances, and bank transfers.

Key Features:

1. Pay for electric and water utilities, cable and internet services, telecoms, credit cards, loans, government fees/requirements, insurance, transportation, real estate, healthcare, schools, investments, and more.
2. Lifestyle and Shopping – book movies, purchase game credits, pay online and send Ang Pao.

Coins.PH

This mobile wallet supports digital currencies like Bitcoin, enabling you to pay a wide array of bills.

Key Features:

1. Pay for credit cards, water and electric utilities, telecom services, home credit loans, broadband, Cable TV, government fees/requirements, SSS contributions, insurance, and securities.
2. Earn cashback on bill payments.
3. Ideal for users who also engage in digital currency investments through the app.

PayMaya

Smart’s mobile wallet app enables you to pay a variety of bills and other obligations, although its bill payment list is shorter compared to GCash and Coins.PH.

Key Features:

1. Pay for credit card bills (BPI), cable, insurance, electric and water utilities, telecom services, and school fees.